What is the risk? You do not enter into any shopping obligations but have the great opportunity to shop with better conditions at more than 200,000 Cashback Points at more than 36,000 Loyalty Merchants in more than 40 countries. The 4 ways of shopping for your Lyoness purchase Cashback Card Either show the Cashback Card or the virtual Cashback Card on the Mobile App before paying at the checkout and the purchase will be entered into the Loyalty Program. This means, for every purchase, you will receive up to 2% Cashback in your bank account and further Member Benefits varying from 3% to 20% – depending on the Loyalty Merchant will be credited to your Loyalty Account.